Home Loan
Balance
Transfer
घर आपका साथ हमारा

With the Home Balance Transfer Loan, you can switch your home loan from your existing bank to Capital India Home Loans.

Picking the right financial partner is as crucial as picking the right house.

Transferring your existing home loan to us can help you retain or enhance the benefits while rationalising your interest expenses. The process is quick and simple while the impact on your finances is positive and long-term./p>

  • Purpose
  • Who can apply
  • Benefits
  • Documents required
  • Maximum loan
  • Interest rates

Home loans can be used to buy property that is under construction, ready to move in, or being resold.

FAQs - Home Loan Balance Transfer

A home loan balance transfer make financial sense when:

  • You have a loan with a rate of interest higher than current market rates;
  • You have a loan with a floating rate of interest and you want to reduce risk by going in for a fixed rate of interest; or
  • You want to improve your cash flow by lowering your EMIs.

Yes, borrowing more money at the time of transferring your existing loan is called top-up. You can apply for a top-up along with the balance transferas long asyou’re meeting the income and property value norms of Capital India Home Loans.

Apart from the financial, Know Your Customer (KYC) and property documents as in the case of a home loan, you need to submit a few more documents for balance transfer:

  • Repayment track of existing loan
  • Foreclosure letter (Balance outstanding letter)
  • List of property documents submitted to the existing lender.
Registered Office

701, 7th Floor, Aggarwal Corporate Tower,
Plot No. 23, District Centre,
Rajendra Place,
New Delhi – 110008
Tel: +91 11 69146000
CIN: U65990DL2017PLC322041

Corporate Office

Level - 20, Birla Aurora,
Dr. Annie Besant Road,
Worli, Mumbai – 400030

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