Be a proud owner of your dream home, with Home Capital Personal Loans, our down payment assistance program. Under this scheme, we fast track our customers' homeownership goals.
We provide loans for up to half of the initial down payment amount required to purchase a home. This is an ideal option for homebuyers expecting funds in the near-term and need support only as a stop-gap arrangement. They can opt for our down payment assistance program instead of procuring a regular home loan.
- These are shorter tenure loans, and hence they do not warrant any long-term liabilities.
- The loans do not require applicants to mortgage any property. Thus, customers save on mortgage charges.
We assist customers in their homeownership journey by providing loans for up to half of the down payment amount of a property.
Fixed Rate of Interest | Floating Rate of Interest | ||
---|---|---|---|
Minimum | Maximum | Minimum | Maximum |
11.00 % p.a. | 20.00 % p.a. | 9.00 % p.a. | 20.00 % p.a. |
*Above rates are currently applicable and are subject to changes from time to time. |