Personal /
Consumer Loans

Our personal loans empower you to fast-track homeownership and convert lump sum school fees into manageable instalments.

Home Capital Personal Loans

Be a proud owner of your dream home, with Home Capital Personal Loans, our down payment assistance program. Under this scheme, we fast track our customers' homeownership goals.

We provide loans for up to half of the initial down payment amount required to purchase a home. This is an ideal option for homebuyers expecting funds in the near-term and need support only as a stop-gap arrangement. They can opt for our down payment assistance program instead of procuring a regular home loan.


- These are shorter tenure loans, and hence they do not warrant any long-term liabilities.

- The loans do not require applicants to mortgage any property. Thus, customers save on mortgage charges.

Our program partner
Homeville Consulting Pvt. Ltd.
  • Purpose
  • Benefits
  • Interest rates

We assist customers in their homeownership journey by providing loans for up to half of the down payment amount of a property.

  • Short tenure loans - no long term liabilities
  • No need for mortgage
  • Expert guidance at your doorstep
  • Simple, quick and hassle-free process
  • Attractive interest rates
  • Easy documentation
Fixed Rate of Interest Floating Rate of Interest
Minimum Maximum Minimum Maximum
11.00 % p.a. 20.00 % p.a. 9.00 % p.a. 20.00 % p.a.
*Above rates are currently applicable and are subject to changes from time to time.
Registered Office

701, 7th Floor, Aggarwal Corporate Tower,
Plot No. 23, District Centre,
Rajendra Place,
New Delhi – 110008
Tel: +91 11 69146000
CIN: U65990DL2017PLC322041
IRDAI Registration Code for Corporate Agent: CA0688

Corporate Office

Level - 20, Birla Aurora,
Dr. Annie Besant Road,
Worli, Mumbai – 400030

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